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Hold rel mem cr refers to a hold placed on a deposit (usually a check or large transaction), which has been released after the bank has completed its verification. A memo credit is applied temporarily, indicating the funds are in progress but not yet fully available. This morning, my account was updated to show that there was a hold on the funds until the 24th.
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But there was also a weird transaction under pending listed as hold rel mem cr and my balance looks like they credited me the full amount of the check. The term hold rel mem cr stands for hold relinquished member credit. It is a temporary hold on your deposit funds that chase bank specifically uses. It indicates a pending credit to your account.
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The status directly relates to a large deposit. I have a check where it says hold rel mem cr but nothing about returned or bad check. The expected available date hold was lifted and money is in my available balance, i dont see any negative charges on statement only hold rel mem cr pending. Its the weekend, so if the funds are available in your account, youre good to go. Hold rel mem cr means hold release memo creditthe system put the funds into your account, available for use now.
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