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I think if it’s using the oauth tokens then it’s probably fine (although ynab does get access to all of your info). If you don’t see your bank’s login site then it isn’t using oauth and i wouldn’t trust it. Once a week, login to your bank and get your account balance.
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Click the reconcile button in ynab and plug that balance in when prompted. Mark the transactions that have cleared your. When ynab took me to the u. s. Bank login screen, i entered my banking credentials but then this appeared on screen from u. s.
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