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Tjx stores have a deal with sychrony bank who issues the cards and determines the interest rates. Tjx stores are required by synchrony to open a certain number of new card accounts. It has a bonkers high interest rate and 10 dollars for every 200 you spend is ridiculous.
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Store credit cards usually arenāt a good way to build credit. How interest is calculated your interest rate the apr for purchases is the prime rate plus 23. 74%. We use a daily rate to calculate the interest on the balance on your account each. So i have the tjx credit card and just received a notice in the mail that my interest rate is going to be raised to 34. 99 in june.
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Also, i receive my bill in the mail as i donāt do well with keeping up.
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